LITTLETON, Colo. — Over the last two weeks, Colorado has seen extensive hail damage, which will likely cause insurance premiums to go up when it's time for homeowners to renew.
It's happened before. Kathryn Rieck's home in Littleton is still under repair from a hailstorm last year.
"We unfortunately have had to replace our roof twice in the six years we have lived in this house, both related to big hailstorms," Rieck said.
Rieck's home didn't get hit by Thursday night's storms, but she expects her next insurance renewal will still go up.
She told 9NEWS she had to make several insurance claims from the hailstorm last June and the extreme wind that toppled one of her trees last month.
"Even with insurance, we have had to pay tens of thousands of dollars out of pocket," Rieck said. "We've also had to increase our premiums."
Rieck used premium impact-resistant shingles to minimize her insurance increase. Her premium still went up, just not as much as it would have without the new shingles.
Vince Plymell with the Colorado Division of Insurance says the state requires insurance companies to justify why rates go up.
"They have to show their work. Does it make sense?" Plymell said. "And when it doesn't, we file objections with them and send it back and say, 'We don't agree with this. We need you to go back and redo this.'"
The Colorado Division of Insurance is hosting a virtual meeting for the public on June 12 about ways to protect your home, so homeowners can avoid filing a claim and save money.
SUGGESTED VIDEOS: NEXT WITH KYLE CLARK